:root {
  --navy: #1b2a4a;
  --gold: #e8a020;
  --gold-dark: #d48c10;
  --bg: #f5f7fb;
  --text: #1c2431;
  --muted: #617083;
  --border: #dbe2ee;
  --white: #ffffff;
  --radius: 18px;
  --shadow: 0 18px 40px rgba(12, 28, 58, 0.08);
}

* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: Inter, Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
.container { max-width: 1160px; margin: 0 auto; padding: 0 22px; }
.lp-topbar {
  background: var(--navy);
  color: rgba(255,255,255,0.82);
  font-size: 14px;
}
.lp-topbar .container {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  padding: 10px 22px;
}
.lp-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,0.95);
  border-bottom: 1px solid rgba(27,42,74,0.08);
}
.lp-header .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 18px;
  padding-top: 14px;
  padding-bottom: 14px;
}
.lp-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--navy);
  font-size: 25px;
  font-weight: 800;
}
.lp-brand img { width: 42px; height: 42px; }
.lp-brand small {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--muted);
}
.lp-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 14px 22px;
  border-radius: 999px;
  font-weight: 700;
  transition: 0.2s ease;
}
.btn-primary { background: var(--gold); color: #111; }
.btn-primary:hover { background: var(--gold-dark); }
.btn-secondary { background: var(--navy); color: #fff; }
.btn-ghost { background: #fff; border: 1px solid var(--border); color: var(--navy); }

.lp-hero {
  padding: 64px 0;
  color: #fff;
  background:
    radial-gradient(circle at top right, rgba(232,160,32,0.18), transparent 34%),
    linear-gradient(135deg, #132240 0%, #1b2a4a 52%, #274376 100%);
}
.lp-hero .container {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 32px;
  align-items: center;
}
.eyebrow {
  display: inline-flex;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(232,160,32,0.14);
  border: 1px solid rgba(232,160,32,0.32);
  color: #ffe3aa;
  font-size: 14px;
  font-weight: 700;
}
h1 {
  margin: 16px 0 14px;
  font-family: "Playfair Display", Georgia, serif;
  font-size: clamp(34px, 5vw, 56px);
  line-height: 1.08;
}
.lp-hero p {
  margin: 0 0 22px;
  color: rgba(255,255,255,0.82);
  font-size: 18px;
}
.hero-points {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 24px 0 28px;
}
.hero-points span,
.bullet-list li { display: flex; gap: 10px; align-items: flex-start; }
.hero-points i,
.bullet-list i,
.faq-item i { color: var(--gold); }
.hero-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 18px 44px rgba(0,0,0,0.16);
}
.hero-card h3 { margin-top: 0; }
.mini-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 14px;
}
.mini-box {
  padding: 14px;
  border-radius: 16px;
  background: rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.88);
  font-size: 14px;
}

.lp-section { padding: 68px 0; }
.lp-section.alt { background: #fff; }
.section-head { max-width: 760px; margin-bottom: 28px; }
.section-head h2 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: clamp(28px, 4vw, 42px);
  line-height: 1.14;
}
.section-head p { margin: 0; color: var(--muted); }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
}
.card h3 { margin-top: 0; color: var(--navy); }
.card p { margin: 0; color: var(--muted); }
.bullet-list {
  list-style: none;
  padding: 0;
  margin: 12px 0 0;
  display: grid;
  gap: 12px;
}
.faq-list { display: grid; gap: 14px; }
.faq-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 18px 20px;
}
.faq-item strong {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--navy);
  margin-bottom: 8px;
}
.faq-item p { margin: 0; color: var(--muted); }

.cta-band {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: center;
  padding: 30px;
  border-radius: 28px;
  color: #fff;
  background: linear-gradient(135deg, #122240, #213a68);
  box-shadow: 0 24px 60px rgba(12, 28, 58, 0.2);
}
.cta-band p {
  margin: 10px 0 0;
  color: rgba(255,255,255,0.8);
}
.internal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}
.internal-links a {
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(255,255,255,0.1);
  color: #fff;
  border: 1px solid rgba(255,255,255,0.14);
  font-weight: 700;
}
.link-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 16px;
}
.link-card {
  display: block;
  padding: 16px 18px;
  border-radius: 16px;
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
}
.link-card strong {
  display: block;
  margin-bottom: 6px;
  color: var(--navy);
}
.link-card span {
  display: block;
  color: var(--muted);
  font-size: 14px;
}
.lp-footer {
  padding: 28px 0;
  background: #0f1a2f;
  color: rgba(255,255,255,0.76);
}
.lp-footer .container {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  flex-wrap: wrap;
}
.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}
.footer-links a {
  color: rgba(255,255,255,0.82);
}
.footer-links a:hover {
  color: #fff;
}

@media (max-width: 920px) {
  .lp-topbar .container,
  .lp-header .container,
  .lp-hero .container,
  .grid-3,
  .grid-2,
  .cta-band {
    grid-template-columns: 1fr;
    flex-direction: column;
  }
  .link-grid { grid-template-columns: 1fr; }
  .lp-actions,
  .btn { width: 100%; }
}